ai telematics
Stop Losing Money to Flat-Rate Commercial Insurance
Flat-rate commercial insurance can erode profit margins, but switching to usage-based, telematics-driven policies lets fleet owners pay only for measured risk, often reducing premiums by 20% or more. 2025 data show that USAA’s telematics-enabled fleets saved up to 25% on premiums compared with flat-rate counterparts, according to Insurance Business.